Not every car comes with a hard sell. Ours come with a handshake.
We stock clean, reliable vehicles in Liberal and the surrounding towns. No B.S., just a fair price on something that will get you where you need to go.
Buy here pay here in Liberal since 2017
We offer buy here pay here financing right at our lot. No bank runaround, no hidden steps — just a straightforward path to driving a reliable car today.
Apply right here
Fill out our short credit application. We review it in-house and get back to you fast.
No bank required
We finance the car ourselves. Your credit history is just part of the picture.
Drive same day
Pick your car, get approved, and drive it home. We keep the process simple.
Payments you can plan
Weekly, bi-weekly, or monthly — we set up a schedule that fits your payday.
Credit help included
We report your on-time payments to credit bureaus. Help your score while you drive.
Serving all nearby towns
Sublette, Hugoton, Satanta, Turpin, Perryton. We help people across southwest Kansas.
I had been looking for a decent pickup for weeks. M & R made it simple, found me a fair deal, and I drove it home the same day. No games, no pressure. Just straight talk.
Tom H.
Liberal, Kansas
We needed something reliable for my wife to get to work in Hugoton. The credit application was straightforward, and they worked with us on the financing. Good folks to deal with.
Maria R.
Hugoton, Kansas
Drove down from Sublette because I heard they could help with financing when the banks say no. They set me up with buy here pay here, and I have been driving that car for six months with no issues.
James K.
Sublette, Kansas
Pick the right car for your life
We carry a range of reliable sedans, trucks, and SUVs in Liberal. Let us help you find something that fits your budget and your week.
Schedule a test drive today
Pick a vehicle you like from our lot in Liberal, and we'll get you behind the wheel. No pressure, just a chance to see how it feels on these southwest Kansas roads.