Red pickup truck on gravel lot in front of small dealership

Find out how M & R Auto Sales got started

We opened our doors to help southwest Kansas neighbors get into reliable cars, no runaround required. It's still that simple today.

FLEXIBLE FINANCING

Wondering how to get approved for a car loan in Liberal?

We work with buy here pay here, banks, and credit unions so you can find a payment plan that fits your budget.

01

Buy here pay here

No bank? No problem. We can finance your car right here at the lot.

02

Work with banks & credit unions

We partner with local lenders to find you competitive rates and terms.

03

Quick credit application

Fill out a short form and get an answer the same day, not next week.

04

Help from Sublette to Perryton

We serve Liberal, Hugoton, Satanta, Sublette, Turpin, and Perryton.

05

We'll help you qualify

We take the time to understand your income and work history to find a plan.

06

No hidden fees

We show you the full payment breakdown before you sign a thing.

I was nervous about my credit, but M & R worked with me and got me into a solid truck. No judgment, just straight talk and a fair deal.

Brian T.

Liberal, KS

Drove down from Sublette after calling about a sedan. They had it ready, we did the paperwork, and I drove home the same day.

Angela R.

Sublette, KS

Financing through the bank or buy here pay here — they explained both options and let me pick what worked best. No pressure.

Marcus D.

Hugoton, KS

Came from Perryton after a local dealer turned me down. M & R approved my credit application quick and I left in a reliable SUV.

Linda G.

Perryton, TX

OUR MISSION

The buy here pay here way in Liberal

We finance our own cars so we can get you into something reliable, even when the banks say no. That is the whole idea behind M & R Auto Sales.

Red sedan parked on clean asphalt lot in front of simple dealership building with American flag

Stop in for a credit application or give us a call

We'll run your numbers, find the right deal, and get you behind the wheel of a reliable car — often the same day.